What is Short-Term Insurance?

Short-Term cover is tailored to ensure that your immediate asset values and belongings are protected. Whether it be Personal or Commercial, short term insurance is important for the sustainability of your living standard and business continuation. It is important to remember that short-term insurance needs to be updated or reviewed annually or as soon as there is a change. As an example, if you buy a new phone/laptop or vehicle it might be a good idea to update your schedules.

Oracle offers short-term insurance products and solutions tailored to the individual needs of clients. ​

Short-Term Personal Insurance

Short-Term Personal Insurance encompasses all types of insurance policies other than life insurance. It provides you with protection against theft, property damage (water/fire), personal liability, vehicle, and travel insurance, amongst other things. It is important that you conduct a proper inventory of your household contents to estimate the replacement value and revalue your property on an annual basis. Make sure that you insure your property for what it will cost to rebuild it, not just the purchase price.

Short-Term Commercial Insurance

Commercial Insurance helps you protect your business from a variety of risks, such as damage to your premises, injuries to your employees, or business interruption resulting in the loss of revenue. Commercial Insurance is one of the most important investments a business owner can make. The right cover will protect your business from cash-flow crippling losses caused by unexpected and unfortunate circumstances.